American Home Title

GFE Calculator

Alabama

Marital State: Yes, Spouse must sign if the property is the marital residence.

Mortgage Tax: Mortgage tax applies in the state of Alabama, please contact our office for the amounts, or visit our GFE Calculator at http://gfe.americanht.com

Arizona

Marital State: Arizona is considered a Community Property State. The spouse must sign the mortgage unless either is in title as “sole and separate property”

Mortgage Tax: Not Applicable

Arkansas

Marital State: Yes, Spouse must sign no exceptions.

Mortgage Tax: Not Applicable

California

Marital State: Community Property state. Both the husband and wife must execute the Deed of Trust of their Community Property, consisting of that acquired by either party during their marriage. However, Real Property owned by or claimed by either person before marriage or thereafter acquired by gift, devise or descent is the separate property of the husband or wife, as the case may be.
If the vested party acquired title as a married person and since divorced, the marital status should be vested as unmarried man/woman.

Mortgage Tax: Mortgage tax applies in the state of California, please contact our office for the amounts, or visit our GFE Calculator at http://gfe.americanht.com

Colorado

Marital State: The spouse is only required to sign the Deed of Trust if there is a recorded declared homestead.

Mortgage Tax: Not Applicable

Connecticut

Marital State: No, Spouse isn’t required to sign the documents.

Mortgage Tax: Not applicable

Delaware

Marital State: No, Spouse isn’t required to sign the documents.

Mortgage Tax: Not applicable

Florida

Marital State: Yes, Spouse must sign if the property is the marital residence

Mortgage Tax: Mortgage tax applies in the state of Florida, please contact our office for the amounts, or visit our GFE Calculator at http://gfe.americanht.com

Illinois

Marital State: Yes, spouse must sign the mortgage as to homestead property.

Mortgage Tax: Not applicable

Indiana

Marital State: No, spouse isn’t required to sign the docs.

Mortgage Tax: Not Applicable

Iowa

Marital State: Yes, Spouse must sign if the property is homestead.

Mortgage Tax: Not Applicable

Kansas

Marital State: Yes, Spouse must sign if the property is homestead.

Mortgage Tax: Mortgage tax applies in the state of Kansas, please contact our office for the amounts, or visit our GFE Calculator at http://gfe.americanht.com

Kentucky

Marital State: Yes, Spouse must sign if the property is the marital residence.

Mortgage Tax: Not Applicable.

Louisiana

Marital State: Community property state. Both husband and wife must execute the Deed of Trust of their community property, consisting of that acquired be either party during their marriage. However, real property owned by or claimed by either person before marriage or thereafter acquired by gift, devise or descent is the separate property of the husband or wife, as the case may be.

Mortgage Tax: Mortgage tax applies in the state of Louisiana, please contact our office for the amounts, or visit our GFE Calculator at http://gfe.americanht.com

Maine

Marital State: No, spouse isn’t required to sign the docs.

Mortgage Tax: Not Applicable

Maryland

Marital State: No, spouse isn’t required to sign the docs.

Mortgage Tax: Mortgage tax applies in the state of Maryland, please contact our office for the amounts, or visit our GFE Calculator at http://gfe.americanht.com

Massachusetts

Marital State: Both spouses must sign the documents if there is a recorded declaration of homestead.

Mortgage Tax: Not applicable

Michigan

Marital State: Yes, Spouse must sign if the property is the marital residence.

Mortgage Tax: Not Applicable.

Minnesota

Marital State: Yes, Spouse must sign if the property is the marital residence.

Mortgage Tax: Mortgage tax applies in the state of Minnesota, please contact our office for the amounts, or visit our GFE Calculator at http://gfe.americanht.com

Mississippi

Marital State: Yes, Spouse must sign if the property is the marital residence.

Mortgage Tax: Not Applicable

Missouri

Marital State: Yes, Spouse must sign if the property is the marital residence.

Mortgage Tax: Not Applicable

Nevada

Marital State: Community Property State. Both husband and wife must execute the Deed of Trust of their community property, consisting of that acquired by either party during their marriage. However, real property owned by or claimed by either person before marriage or thereafter acquired by gift, devise or descent is the separate property of the husband or wife, as the case may be.

Mortgage Tax: Not applicable

New Hampshire

Marital State: Yes, Spouse must sign if the property is the marital residence.

Mortgage Tax: Not applicable

New Jersey

Marital State: Yes, Spouse must sign.

Mortgage Tax: Not Applicable

New York

Marital State: No, spouse isn’t required to sign the docs.

Mortgage Tax: Mortgage tax applies in the state of New York, please contact our office for the amounts, or visit our GFE Calculator at http://gfe.americanht.com

Ohio

Marital State: Yes, Spouse must sign if the property is the marital residence.

Mortgage Tax: Not Applicable

Oklahoma

Marital State: Yes, Spouse must sign the documents.

Mortgage Tax: Mortgage tax applies in the state of Oklahoma, please contact our office for the amounts, or visit our GFE Calculator at http://gfe.americanht.com

Pennsylvania

Marital State: No, spouse isn’t required to sign the documents.

Mortgage Tax: Not Applicable

Rhode Island

Marital State: No, spouse isn’t required to sign the documents.

Mortgage Tax: Not applicable

Tennessee

Marital State: Yes, Spouse must sign if the property is the marital residence.

Mortgage Tax: Mortgage tax applies in the state of Tennessee, please contact our office for the amounts, or visit our GFE Calculator at http://gfe.americanht.com

Texas

Marital State: Yes, community property state.

Mortgage Tax: Not applicable

Utah

Marital State: No, spouse isn’t required to sign the documents.

Mortgage Tax: Not applicable

Vermont

Marital State: Yes, Spouse must sign if the property is the marital residence.

Mortgage Tax: Not Applicable

West Virginia

Marital State: Yes, Spouse must sign if the property is the marital residence.

Mortgage Tax: Not Applicable

Wisconsin

Marital State: Yes, Spouse must sign if the property is the marital residence.

Mortgage Tax: Not Applicable